E-Z Prepaid Account

At a glance

$100 to open account with no minimum balance. Electronic only Account to assist you in spending control or in getting your financial needs on track.

Best For

Individuals who like no surprises and for those who may have previously had difficulty qualifying for a checking account.


  • $100 deposit required to open account.
  • Electronic only account - debit card, online banking (without billpay) and telehone banking. Check writing is prohibited on this account.
  • Direct Deposit Capable (payroll and benefits).
  • Ability to set up automatic withdrawals through a debit card.
  • Ability to convert to another type of account after maintaining account in good standing for one year.

Minimum Balance to earn interest



$5.95 maintenance fee per monthly statement cycle with E-statement; $7.95 maintenance fee per statement cycle with a truncated paper statement.