VIP Plus Account

At a glance

An interest bearing checking account for high balance accounts.

Best For

Individuals and not-for-profit entities that want check writing privileges together with a competitive interest rate.


  • A variable interest rate that may change weekly, not tied to any index. Interest is compounded and paid monthly.
  • ATM card and MasterMoney debit card available.
  • Monthly statement with images of paid checks.
  • Banclub Package available (package details).

Minimum Balance to earn interest

A daily minimum balance of $5,000 is required to earn interest on the account each day.


  • No maintenance fee if minimum balance is $5000 or more; otherwise a fee of $11 per statement cycle.
  • Free ATM card or MasterMoney debit card.