Bankclub® Checking


At a glance

We offer three different Banclub® accounts!

Banclub®

Personalized Checks

Receive all personally imprinted checks you need at no additional cost to you. Your special member checks will be printed with your name and address.

Cashiers Checks and Money Orders

These secure, convenient instruments are available to you at no issue fees.

$10,000 Accidental Death and Dismemberment Insurance

You'll be protected with $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day.

Medical Emergency Data Card

Keep vital health and personal information on hand at all times with this convenient plastic card. In an emergency, medical personnel will have quick access to your current health profile. You can update your card every year.

Emergency CashAdvance Service

Get cash in emergencies with your MasterCard® or Visa®. You can get up to $500 on your available cash advance limit at a generously discounted fee at over 15,000 locations coast to coast. Most are open around the clock.

Savers Club® Discount Book

Save 50% at over 3,000 participating lodging properties from coast to coast, and up to 20% on vacation dining nationwide. Plus, you'll find discount offers from theme parks and car rental companies. You can receive a new bargain-filled Savers Club® Discount Book every year.

Increase Your Security With the Family Plan

If you have a family or simply want the added security of increased protection, we recommend the Family Plan:

  • $20,000 coverage for members.
  • $10,000 coverage for your spouse. (If no spouse, coverage applies to members.)
  • $1,500 coverage for each dependent child. Coverage for the entire family is just $2 extra per month.

Unlimited Checking

Use all the checks you like. With Banclub there are no per-check charges.

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24-Hour ATM banking

With your 24-hour banking card all your transactions are safe, confidential - and fast.

Member Benefits Online

If you have Internet access, you'll have immediate, 24-hour-a-day online access to your program benefits.

Hot-Line®, Credit Card Bureau of America, Payment Card Protection

When your credit, ATM and check cards are registered, just call the toll-free 24-hour number to report loss or theft, and all your card issuers will be notified for you. You'll also receive protection against any liability on every registered card.

Bonus Travel

Earn exciting cash rewards when you travel. Arrange your travel toll free, 24 hours a day, and get 10% savings on lodging expense, plus 3% on airline travel, car rentals, cruises and package trips.

Notary Service

Use our notary service at no additional charge. We'll be happy to notarize your official documents. Just present your Banclub ID card.

Everyday Rebate Rewards

Get cash back - simply by purchasing items you use every day. Save your receipts when you buy groceries, eat out, purchase clothing, or buy pet supplies. At the end of every quarter, send the receipts (up to $100) with your Everyday Rebate Rewards request form, and receive 10% cash back.

Special Program Notes

Accidental Death Insurance is offered through the insurance company named on the Certificate of Insurance. Coverage is divided equally among owners of joint accounts. The 24-Hour Accidental Death and Dismemberment Insurance benefits reduces by half at age 70. As a member, you'll automatically receive new benefits as they are added to your program.

Fees

Depending on the Banclub Benefits package selected, the following Banclub fees will be assessed on a monthly basis:
Banclub fee of $7.00 (basic); Banclub fee of $8.00 (personal); Banclub fee of $9.00 (family).

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Banclub 55®

Just a $100 Minimum Balance

When you keep a $100 minimum daily balance, you will avoid the monthly maintenance fee. Should your balance drop below $100, a monthly maintenance fee of $7.00 will be charged.

Cashiers Checks and Money Orders

These secure, convenient instruments are available to you at no issue fees.

$100,000 Common Carrier Accidental Death Insurance

You'll be covered for $100,000 in Accidental Death Insurance when you travel by licensed Common Carrier.

Hot-Line®, Credit Card Bureau of America, Payment Card Protection

When your credit, ATM and check cards are registered, just call the toll-free 24-hour number to report loss or theft, and all your card issuers will be notified for you. You'll also receive protection against any liability on every registered card.

Document and Personal Property Registry

Register your important documents and personal property. If your registered items are ever lost, stolen or destroyed, just call the toll-free 24-hour number to receive the information you need to request replacement of your documents or file insurance claims.

Half Price Hotels

You can save 50% on your room rates at thousands of hotels all across the country and in many popular foreign destinations, whether you travel on vacation or on business.

Unlimited Checking

Use all the checks you like. With Banclub there are no per-check charges.

Cirrus Logo

24-Hour ATM banking

With your 24-hour banking card all your transactions are safe, confidential - and fast.

Member Benefits Online

If you have Internet access, you'll have immediate, 24-hour-a-day online access to your program benefits.

Notary Service

Use our notary service at no additional charge. We'll be happy to notarize your official documents. Just present your Banclub ID card.

Bonus Travel

Earn exciting cash rewards when you travel. Arrange your travel toll free, 24 hours a day, and get 10% savings on lodging expense, plus 3% on airline travel, car rentals, cruises and package trips.

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Banclub 55 Plus®

Plus !

With a monthly maintenance fee of $5.00, get the Banclub 55 Benefits plus all of the values listed in this section.

Personalized Checks

Receive all personally imprinted checks you need at no additional cost to you. Your special member checks will be printed with your name and address.

Everyday Rebate Rewards

Get cash back - simply by purchasing items you use every day. Save your receipts when you buy groceries, eat out, purchase clothing, or buy pet supplies. At the end of every quarter, send the receipts (up to $100) with your Everyday Rebate Rewards request form, and receive 10% cash back.

Rx Advantage Prescription Drug Program*

Your Rx Advantage card grants you preferred pricing on many prescription medications at participating pharmacies nationwide. *This program is not insurance.

Get Up & Go®

You and your companion can enjoy three days and two nights of hotel accommodations at one of 16 vacation destinations across the U.S. Simply request a certificate; activate it; then send in a request for your preferred destination and travel time, along with a one-time reservation processing fee.

Earn Interest

Your checking account will earn interest with a $2,500 or greater daily balance.

Coast to Coast Vision Plan

You'll save money when you purchase eyewear with Coast To Coast Vision Plan. Enjoy 20% to 60% savings on eyeglasses, contacts and non-prescription sunglasses at over 10,000 nationwide retail providers. You can also save 10% to 30% on eye exams and surgical procedures including RK and LASIK surgery through our national network of ophthalmologists, where available. You and your family may use the vision plan benefits as often as you like.

Local Connections

Save money at your favorite local merchant with online, printable coupons. Access two-for-one restaurant discounts, as well as savings on attractions, auto and home services, clothing and more.

$10,000 24-Hour Accidental Death and Dismemberment Insurance and $100,000 Common Carrier Coverage

Banclub 55 Plus coverage includes $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day. Your Accidental Death Coverage increases to a total of $100,000 when you travel by licensed Common Carrier.