Personal Savings

At a glance

A secure, FDIC insured, interest bearing savings account.

Best For

Individuals who want quick access to their funds while still earning a competitive interest rate.


A variable interest rate that may change weekly, not tied to any index. Interest is compounded quarterly and paid each February, May, August and November. Customers with a checking account at Legends Bank may access their savings account through their ATM or MasterMoney debit card for cash withdrawals from ATM machines. Withdrawals generally limited to 6 per month.

Minimum Balance to earn interest



No maintenance fee if the account maintains an average daily balance during a month of over $100. Otherwise a monthly maintenance fee of $2.00 is imposed. An excess withdrawal fee of $3.00 is charged for each withdrawal in excess of 6 per month.